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Overview

Situations can never be planned, and there are impromptu events. So, even though you have amassed a lot of savings to fund any unforeseen events, at times, those savings might not be adequate. During such time periods, Jaldi Paisa can helps you to give loan against your property.

As the name suggests, loan against property is the loan that Jaldi Paisa can give to the customers against the property, which is treated as the principal security. The process of the loan disbursement in the loan against property is swift.

The concept of loan against property has superseded the personal loan financing. The reason being the lower interest rates and longer period of repayment in comparison to the personal loans. And, at the same time, the borrowers can repay the loans with lower EMI’s. All of these combined make the loan against property a smart option to go after when the borrower has acute cash crunch. Jaldi Paisa has a proven track record of quick loan disbursal under the mortgage option. It is on account of these smart traits that people co-relate and trust Jaldi Paisa when they are in dire need of financial support and assistance.

Documents Required
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Businessman
  • Last 2 years’ certified financial statements
  • Residence proof
  • Proof of age and identity
  • Business Existence Proof
  • Last 6 months’ bank statements
  • Copy of partnership deed (if any) or
    Memorandum and Articles of Association.
  • Passport Size Photograph
Salary
  • Residence proof
  • Proof of age and identity
  • Last 6 months’ bank statements
  • Last 3 months’ salary Slips
  • Last 2 years’ Form 16
  • Passport size photograph
Professionals
  • Last 2 years’ certified financial statements
  • Residence proof
  • Proof of age and identity
  • Business Existence Proof
  • Last 6 months’ bank statements
  • Copy of partnership deed (if any)
  • Passport Size Photograph
EMI Calculator

Using Our Loan Against Property emi calculator, you can find out your Loan Against Property EMI easily.

Eligibility Criteria
  • Monthly Income

    Not less than 2,50,000

  • Employment Status

    2 years of Permanent Service in govt or private Institution; or 5 Years of business experience

  • Property Value

    5 Lac to 5 Crore; 20% to 30% financing for commercial property, and 40% to 55% financing for residential

  • Relationship with Lender

    The higher your income, the higher the loan amount eligibility

  • Age

    24 years & above for salaried, professional and businessman/woman

  • Credit History

    CIBIL Score of 700 minimum.

Features & Benefits
  • Quick Disbursal

    Faster funding with collateral kept as mortgage. Loan funding from 5 Lacs to 50Lacs.

    1
  • Market Value Assessment

    MV> FV for property assessment. Therefore, access to more funding.

    2
  • Extended Repayment Period

    The repayment period extended up to 20 years.

    3
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By submitting the above information you are providing your explicit consent to Jaldi Paisa's Terms & Conditions and Privacy Policies.
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